* {
  box-sizing: border-box;
}

body {
  margin: 0;
  font-family: "Segoe UI", system-ui, -apple-system, sans-serif;
  color: #14181f;
  background-color: #f6f7f9;
  line-height: 1.6;
}

a {
  color: #1b4f9b;
  text-decoration: underline;
}

img {
  display: block;
  max-width: 100%;
  height: auto;
  object-fit: cover;
}

header {
  background-color: #ffffff;
  border-bottom: 1px solid #e4e7ec;
}

.top-nav {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  justify-content: space-between;
  gap: 1rem;
  padding: 1.25rem 6vw;
}

.brand {
  display: flex;
  flex-direction: column;
  gap: 0.15rem;
}

.brand-name {
  font-size: 1.4rem;
  font-weight: 700;
}

.brand-subtitle {
  font-size: 0.9rem;
  color: #5c6b80;
}

.nav-links {
  display: flex;
  flex-wrap: wrap;
  gap: 1rem;
  font-size: 0.95rem;
}

.ad-label {
  background-color: #f0f4ff;
  color: #203a6b;
  padding: 0.35rem 0.6rem;
  border-radius: 6px;
  font-size: 0.82rem;
  max-width: 220px;
}

main {
  display: flex;
  flex-direction: column;
  gap: 2.5rem;
  padding: 2.5rem 6vw 3rem;
}

.hero {
  background-image: url("https://images.unsplash.com/photo-1504384308090-c894fdcc538d?w=1400&q=80");
  background-size: cover;
  background-position: center;
  color: #ffffff;
  min-height: 360px;
  display: flex;
  align-items: flex-end;
  padding: 2.5rem;
  border-radius: 18px;
  position: relative;
  overflow: hidden;
}

.hero::after {
  content: "";
  position: absolute;
  inset: 0;
  background: linear-gradient(120deg, rgba(10, 20, 35, 0.88), rgba(10, 20, 35, 0.4));
}

.hero-content {
  position: relative;
  z-index: 1;
  max-width: 560px;
  display: flex;
  flex-direction: column;
  gap: 1rem;
}

.hero-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 1rem;
}

.button {
  border: none;
  padding: 0.75rem 1.4rem;
  border-radius: 999px;
  background-color: #f9c74f;
  color: #1b1b1b;
  font-weight: 600;
  cursor: pointer;
}

.button-secondary {
  background-color: transparent;
  border: 1px solid #ffffff;
  color: #ffffff;
}

.magazine-row {
  display: flex;
  flex-wrap: wrap;
  gap: 2rem;
  align-items: flex-start;
}

.lead-story {
  flex: 2 1 320px;
  background-color: #ffffff;
  padding: 1.75rem;
  border-radius: 16px;
  display: flex;
  flex-direction: column;
  gap: 1rem;
}

.side-panel {
  flex: 1 1 240px;
  display: flex;
  flex-direction: column;
  gap: 1.5rem;
}

.panel-card {
  background-color: #ffffff;
  padding: 1.5rem;
  border-radius: 16px;
  display: flex;
  flex-direction: column;
  gap: 0.75rem;
}

.sticky-cta {
  position: sticky;
  top: 1.5rem;
}

.image-frame {
  background-color: #d8dfe8;
  border-radius: 16px;
  overflow: hidden;
}

.image-frame img {
  width: 100%;
  height: 100%;
  object-fit: cover;
}

.columns {
  display: flex;
  flex-wrap: wrap;
  gap: 2rem;
}

.column {
  flex: 1 1 260px;
  background-color: #ffffff;
  padding: 1.5rem;
  border-radius: 16px;
  display: flex;
  flex-direction: column;
  gap: 1rem;
}

.data-strip {
  background-image: url("https://images.unsplash.com/photo-1454165804606-c3d57bc86b40?w=1400&q=80");
  background-size: cover;
  background-position: center;
  border-radius: 18px;
  padding: 2rem;
  color: #ffffff;
  position: relative;
  overflow: hidden;
}

.data-strip::after {
  content: "";
  position: absolute;
  inset: 0;
  background: rgba(10, 20, 30, 0.7);
}

.data-strip-content {
  position: relative;
  z-index: 1;
  display: flex;
  flex-direction: column;
  gap: 1rem;
  max-width: 620px;
}

.card-grid {
  display: flex;
  flex-wrap: wrap;
  gap: 1.5rem;
}

.service-card {
  flex: 1 1 220px;
  background-color: #ffffff;
  border-radius: 16px;
  overflow: hidden;
  display: flex;
  flex-direction: column;
}

.service-card-content {
  padding: 1.25rem;
  display: flex;
  flex-direction: column;
  gap: 0.75rem;
}

.form-section {
  display: flex;
  flex-wrap: wrap;
  gap: 2rem;
  align-items: stretch;
}

.form-panel {
  flex: 1 1 300px;
  background-color: #ffffff;
  padding: 1.75rem;
  border-radius: 16px;
  display: flex;
  flex-direction: column;
  gap: 1rem;
}

.lead-form {
  display: flex;
  flex-direction: column;
  gap: 0.9rem;
}

.lead-form label {
  font-weight: 600;
  display: flex;
  flex-direction: column;
  gap: 0.4rem;
  font-size: 0.95rem;
}

.lead-form input,
.lead-form select,
.lead-form textarea {
  padding: 0.6rem;
  border-radius: 8px;
  border: 1px solid #cbd2dc;
  font-size: 0.95rem;
}

.lead-form button {
  align-self: flex-start;
}

.insight-band {
  background-image: url("https://images.unsplash.com/photo-1507679799987-c73779587ccf?w=1400&q=80");
  background-size: cover;
  background-position: center;
  border-radius: 18px;
  color: #ffffff;
  padding: 2rem;
  position: relative;
  overflow: hidden;
}

.insight-band::after {
  content: "";
  position: absolute;
  inset: 0;
  background: rgba(11, 24, 42, 0.75);
}

.insight-band-content {
  position: relative;
  z-index: 1;
  display: flex;
  flex-direction: column;
  gap: 1rem;
  max-width: 600px;
}

.legal-grid {
  display: flex;
  flex-wrap: wrap;
  gap: 2rem;
}

.legal-card {
  flex: 1 1 280px;
  background-color: #ffffff;
  padding: 1.5rem;
  border-radius: 16px;
}

footer {
  background-color: #10151c;
  color: #dce2ea;
  padding: 2.5rem 6vw 3rem;
  display: flex;
  flex-direction: column;
  gap: 1.5rem;
}

.footer-links {
  display: flex;
  flex-wrap: wrap;
  gap: 1rem;
  font-size: 0.95rem;
}

.footer-note {
  font-size: 0.9rem;
  color: #a6b2c4;
}

.cookie-banner {
  position: fixed;
  bottom: 1.2rem;
  right: 1.2rem;
  background-color: #ffffff;
  border-radius: 14px;
  padding: 1.2rem;
  box-shadow: 0 12px 30px rgba(0, 0, 0, 0.15);
  display: none;
  flex-direction: column;
  gap: 0.9rem;
  max-width: 320px;
  z-index: 999;
}

.cookie-actions {
  display: flex;
  gap: 0.75rem;
}

.cookie-actions button {
  flex: 1;
}

.page-shell {
  display: flex;
  flex-direction: column;
  gap: 2rem;
  padding: 2.5rem 6vw 3rem;
}

.simple-section {
  background-color: #ffffff;
  border-radius: 16px;
  padding: 2rem;
  display: flex;
  flex-direction: column;
  gap: 1rem;
}

.service-list {
  display: flex;
  flex-direction: column;
  gap: 1rem;
}

.service-item {
  display: flex;
  flex-direction: column;
  gap: 0.4rem;
  padding: 1rem;
  border-radius: 12px;
  background-color: #f6f7f9;
}